Retired at 62 and receive SSI, 2018 will be auto enrolled in Medicare A & B. At this time have private insurance with my last job. They are offering the option for retired employees an insurance plan that cover 20% of what Medicare Part B doesn’t and Prescription coverage with the same co-pay as my private insurance did. The cost is roughly $166 a month less the cost of Medicare Part B which is roughly $100 a month. So the total for insurance when I reach 65 would be $266 a month. The deductible is $3,500. *Need some direction on what I should do. Cleared HCV in 2005 but have a preexisting condition. Type 1 Diabetes.